How to write an interview paper
Billy Budd Essay Topics Near Beginning
Thursday, August 27, 2020
The Appeal of Marilyn Monroe Research Paper Example | Topics and Well Written Essays - 1750 words
The Appeal of Marilyn Monroe - Research Paper Example Grady Johnsonââ¬â¢s article for the Coronet magazine, written in 1952, catches the notoriety and intrigue of Marilyn Monroe when she was a rising star in Hollywood. He takes note of how the rising star had seen 11 private encourage homes in the initial 16 years of her life. Coming out of this dubious beginning is sufficiently intense. Be that as it may, when we consider how sheââ¬â¢d consistently felt as an undesirable, oppressed and low self-regarded youngster, this development into a lovely heart breaker is all the additionally astonishing. Indeed, even as right on time as 1952, she was portrayed with love by different columnists and film examiners. Hereââ¬â¢s an example: ââ¬Å"She has been pegged the most encouraging star of 1952 by Movie Columnist Hedda Hopper, and portrayed by Saloon-and-Sex authority Earl Wilson as having ââ¬Å"the yearââ¬â¢s most extraordinary figure.â⬠Producer Jerry Wald says, ââ¬Å"She strolls like a youthful pronghorn. At the point when she stands, it resembles a snake uncoiling. At the point when she talks, you donââ¬â¢t hear her words â⬠itââ¬â¢s as if she were murmuring affection to you.â⬠She even is building up an independently superfluous aptitude as an actress.â⬠(Johnson, 1952) If such is the worship of prepared pundits and observers, one can comprehend the sort of effect Monroe more likely than not made on the overall population. She had the option to rise above class and sexual orientation obstructions and collect the esteem of an entire age. Indeed, even today her inheritance is solidly settled and her notable status remains undiminished.â â A part of Marilyn Monroeââ¬â¢s individual life which had added to her intrigue is her various undertakings. It isn't unexpected for on-screen characters of her chance to be engaged with rich and influential men. She had associations with sport stars, co-male-stars, and even with President John F. Kennedy. Rather than decreasing or contaminat ing her picture in the open eye, this propensity had just improved her sentimental intrigue. During her pinnacle, she was each manââ¬â¢s dream young lady. (Lockwood, 2011) Contradictions in Personality Acting didn't come effectively to Marilyn Monroe. Her own frailties and vulnerabilities appeared as stage dread and timidity during her initial long periods of
Saturday, August 22, 2020
Tipaimukh Hydro-Electric Project Assignment Example | Topics and Well Written Essays - 3250 words
Tipaimukh Hydro-Electric Project - Assignment Example Likewise the submergence may prompt loss of homes, methods for resource like rural, plant and even timberland lands, where inborn approach minor creates just as for jhumming, and normally will have horrendous impact on the influenced populace. Under such conditions, it will be legitimate to make ideal strides for arranging restoration and resettlement of Project Affected Persons (PAPs) to keep away from any further sad episodes. Because of fluctuated geomorphic character, complex tectonics, structure and delicate residue lithostratigraphy, and change in draw down, the seized water will undoubtedly cause precarious slant condition, particularly in store edge, especially those in the restriction of draw down. In this manner, in case of unexpected draw down, significant slide could create. All the while, store water would go about as the heap drive, as is normally found in the Himalayan Region, which may have a positive balancing out impact as well. It is accordingly suggested that around 100 m over the store edge is altogether examined for site explicit information on disappointment system and sufficient assurance measures, as clarified, be arranged at the pre-development stage with speculative arrangement of shot crating, rock mooring, cutting out of slants and so on. Avalanche movement would generat... eously, repository water would go about as the heap drive, as is usually found in the Himalayan Region, which may have a positive settling impact as well. It is in this manner suggested that around 100 m over the store edge is altogether researched for site explicit information on disappointment instrument and sufficient assurance measures, as clarified, be arranged at the pre-development stage with speculative arrangement of shot crating, rock securing, cutting out of slants and so on. Avalanche movement would create rock stones, sediments and mud, yet its impact is again subject to the separation of event from the task segments. On the off chance that the slide happens much over the FRL direct effect would be less. In any case, a few slides exactly at the fringe of the edge would add to the residue load/bed load. This effect on the task could be overseen by capturing the potential slide zones through appropriate designing treatment measures, afforestation and so forth. In any case, the venture will have a different arrangement for designing land studies to give fundamental treatment measures. Observing Gas Emission During development/uncovering of underground openings in the undertaking site, emanation of unstable gas might be experienced as the lithological succession to be experienced is of tertiary age. In this manner, its unfriendly impact of harming condition during development period could be relieved through early checking of the amount and quality and grouping of the gas. For this gas finder and defensive measures, according to underground development/mining rule is to be kept and executed carefully. Observing of Change in Water Quality Arrangement for observing of progress in water quality, both upstream and down stream, ought to be made. Seismic Risk, Hazard Monitoring and Mitigation
How to Make a Book in 5 Ultra-Simple Steps
Instructions to Make a Book in 5 Ultra-Simple Steps The most effective method to Make a Book: Binding a Hardback in 5 Simple Steps At the point when we talk about how to make a book in 2018, we regularly talk about sending out documents to Kindles and other digital book perusers. In any case, shouldn't something be said about the good old craft of making a book by hand? Some state that bookbinding is a perishing craftsmanship - yet we figure itââ¬â¢s due for a comeback.In this post, weââ¬â¢ll tell you the best way to make a wonderful book. Any clear tome as well as a wonderful novel, journal, or true to life book - designed to an expert norm, and bound in a hardback spread. What's more, best of all, it should cost you close to fifteen or twenty dollars! Need to realize how to hand-make a hardback book? Look no further! So if youââ¬â¢ve composed a bit of fiction or true to life and you need to realize how to make a duplicate that you can blessing to somebody extraordinary (or have as a memento), basically follow all the means underneath. Or on the other hand if youââ¬â¢re hoping to make a clear note pad, don't hesitate to hop directly to step three.You will figure out how to:Format your book to an expert norm (for free)Print your book into signaturesAssemble the marks into bound foliosCreate a hardcoverCombine the elementsWhat you will needAnd there you have it! A lovely masterpiece that will invest heavily of spot on your shelf - and you made everything without anyone else. Congratulations!If you have any inquiries concerning making a book or utilizing Reedsyââ¬â¢s arranging instrument, drop us a remark in the container underneath.
Friday, August 21, 2020
Environmental Analysis of Barclays Bank Essay
Official SUMMARY Banks are integral to each general public; they give the subsidizing that encourages business and enterprise, bolster a sound money related framework, and help to make employments and riches. Banks in the UK work in a profoundly serious, globalized yet softly directed condition. They face progressively very much educated and ââ¬Ëenergeticââ¬â¢ clients, decided administrators, and electorates who are getting earth mindful. They need to adjust to changing monetary and economic situations, quick changing shopper needs and desires. Their business is affected by worldwide monetary, political, administrative, mechanical and other unusual elements. Therefore, they need to gadget their systems, approaches and activities to adjust to these adjustments so as to meet partner desires and fulfill purchaser needs. In this task, I attempt to depict and assess changing business condition of Barclays Bank Plc in the course of the most recent five years. Presentation About Barclays Bank Plc Barclays is a significant worldwide money related administrations supplier occupied with retail banking, charge cards, corporate banking, venture banking, riches the board and speculation the board administrations with a broad universal nearness in Europe, the Americas, Africa and Asia. Barclaysà Group home office is at 1 Churchill Place in London, UK, yet it has activities everywhere throughout the world, with items and administrations to address the issues of clients and customers in neighborhood markets. With more than 300 years of history and skill in banking, Barclays works in more than 50 nations and utilizes in excess of 144,000 individuals. Barclays moves, loans, puts away and ensures cash for in excess of 48 million clients and customers around the world. Hierarchical structure Barclays is comprised of two ââ¬ËClustersââ¬â¢: Global Retail Banking, and Corporate and Investment Banking and Wealth Management, every one of which has various Business Units. The third significant territory of the business is Group Center, which includes all our basic help capacities. UK Banking Industry UKââ¬â¢s banking segment, following the US and Japan, is the worldââ¬â¢s third biggest and thought about principal regarding: proficiency, dynamism and profit for capital. Notwithstanding having one of the biggest business banking ventures, the UK is additionally a significant worldwide place for speculation and private banking. The UK banking sectorââ¬â¢s solid worldwide direction is reflected in the considerable remote nearness and sizeable resources of outside banks in London. It administrations 95% of the populace with about 3.5% of UKââ¬â¢s workforce â⬠over a million specialists. Banks and money related administrations contribute à £70bn to the UKââ¬â¢s national yield (6.8% of GDP) and give 25% of absolute organization charge (à £8bn) to the UK Government. The principle retail banks give over 125m records, clear 7bn exchanges a year and encourage 2.3bn money withdrawals every year from its system of more than 30,000 free ATMs. Banks in the UK contribute well over à £100m every year to good cause and nearby network activities. UK banks are approved and controlled by Financial Services Authority under the Financial Services and Markets Act 2000 (FSMA). Budgetary Services Authority is a free non-administrative body which practices legal powers under the FSMA. The FSMA requires the FSA to seek after four destinations: to keep up trust in the UK monetary framework; to advance open comprehension of the budgetary framework; to make sure about a fitting degree ofâ protection for shoppers while perceiving their own obligations; and to lessen the extension for money related wrongdoing. Banks of England is liable for keeping up by and large steadiness of the money related framework an entirety. The Bank sets loan costs of UK and is additionally answerable for distinguishing and restricting foundational money related hazard. Investigation Barclays bank works practically everywhere throughout the world and consequently its activities are impacted by the worldwide monetary conditions. I have utilized PESTEL structure to depict and assess business condition of Barclays Bank plc. It sorts natural components into six fundamental sorts: political, monetary, social, innovative, ecological and legitimate. Political * Government security * Taxation arrangement * Foreign exchange guidelines * Social government assistance arrangements Monetary elements * Business cycles * GNP patterns * Interest rates * Money flexibly * Income dissemination * Social versatility * Lifestyle changes * Attitudes to work and recreation * Consumerism * Levels of training Innovative * Government spending on look into * Government and industry center around innovative exertion * New disclosures/improvement * Speed of innovation move * Rates of out of date quality Natural * Environmental security laws * Waste removal * Energy utilization Lawful * Monopolies enactment * Employment law * Health and wellbeing * Product wellbeing The adjustment in the business condition of Barclays bank Financial components The breakdown of a worldwide lodging bubble, which crested in the U.S. in 2006, caused the estimations of protections attached to land valuing to fall from that point, harming money related foundations internationally. Questions with respect to bank dissolvability, decreases in credit accessibility, and harmed financial specialist certainty affected worldwide financial exchanges, where protections endured enormous misfortunes during late 2008 and mid 2009. Economies overall eased back during this period as credit fixed and worldwide exchange declined. Governments and national banks reacted with phenomenal financial improvement, money related strategy development, and institutional bailouts. The ensuing development of a more extensive arrangement of credit issues â⬠in contracts and in corporate loaning, and specifically in business land â⬠created credit limit requirements and monetary log jam. An underlying spotlight on financing issues, with the disappointment of Northern Rock caused not by promptly obvious dissolvability/credit quality issues, yet by the evaporating of the market for both securitised credit resources and discount subsidizing accessibility. Such financing issues were additionally basic to the issues of Bradford and Bingley and HBOS in September/October 2008. The UK economy was authoritatively pronounced to be in downturn on sixth May 2009. The Office of National Statistics said that Gross household item (GDP) fell by 1.5% over the most recent three months of 2008, after a 0.6% withdrawal inâ the past quarter. Downturn is commonly characterized as two fourth of progressive compressions in GDP, which implies the UK had been in downturn since July 2008. Mechanical creation fell by a monstrous 3.9 percent over the quarter, while the prevailing administrations area fell by one percent. Joblessness had additionally ascended to 2.47 million in the three months to July 2009. It was at its most significant level in a long time since May 1995. The UK economy came out of downturn in 2010, after figures indicated it had developed by 0.1% over the most recent three months of 2009. In the second seven day stretch of January 2010, UK joblessness succumbed to the first run through in multi month. The UKââ¬â¢s creation and administration divisions each developed by 0.1% during the quarter. The UK downturn started in the April-to-June quarter of 2008, and was the longest UK downturn on record. During year and a half of downturn, open getting expanded to an expected à £178bn, while yield drooped by 6%. Effect on Barclays Bankââ¬â¢s execution Barclays reported record benefits of more than à £11 billion for 2009 â⬠a 92% ascent on the earlier year. Its exhibition driven to a great extent by a solid restoration in its speculation banking arm Barclays Capital. Benefits were likewise helped by offer of store the board business Barclays Global Investors, and the expansion of the New York tasks of bombed venture bank Lehman Brothers toward the finish of 2008. The BGI deal added à £6.3 billion to pre-charge benefits. Barclays Capital contributed à £2.5 billion of the bankââ¬â¢s fundamental benefit of à £5.3 billion which was 13% down on 2008ââ¬â¢s à £6 billion. Be that as it may, the bankââ¬â¢s benefit was exceptionally influenced by the worldwide financial lull and crumbling monetary conditions in the UK. Its UK Retail Banking benefit before charge in 2009 diminished 55% (à £757m) to à £612m (2008: à £1,369m), affected by low loan fees bringing about edge pressure on the store book and expanded debilitation charges which together more than counterbalance all around controlled expenses and an improved resources edge. Debilitation charges rose to à £974m (2008: à £414m), mirroring the effect of the financial downturn over the business with proceeded with pressure on corporate liquidity, rising default rates and lower resource esteems. Barclays upheld exacting standards on new Visa applications, utilizing aâ scoring framework that takes more than 400 factors into account while surveying an applicantââ¬â¢s likely capacity to deal with their credit. Around half of utilizations for charge cards are declined therefore. Solid pay development (2009) over the portfolio driven by expanded loaning, improved edges and outside trade gains, was balanced by higher disability charges, driven by the disintegration in the worldwide economy. Weakness charges in the universal organizations expanded à £444m, driven by higher wrongdoings due to breaking down monetary conditions. UK portfolio charges were higher because of rising misconducts because of the monetary weakening, particularly in the credit portfolios, and the incorporation of Goldfish in UK Cards. The impedance charge in Global Retail and Commercial Banking expanded by 85% (à £2,473m) to à £5,395m (2008: à £2,922m) as charges rose in all portfolios, reflecting falling apart credit conditions over all districts. Hindrance charges on advances and advances expanded half (à £2,445m) to à £7,358m (2008: à £4,913m). The expansion was principally because of monetary crumbling and portfolio development, cash developments and approach upgrade
Essay Topics - What Are Bluest Eye Essay Topics?
Essay Topics - What Are Bluest Eye Essay Topics?People who are new to the idea of essay writing often wonder what the bluest eye essay topics are. The fact is that there are numerous possibilities for essay topics that will not only give you an opportunity to express your ideas in writing, but will also give you an opportunity to use your creativity. There are several different reasons why people write essays for this reason. Regardless of the reason, it's important to understand the type of essay topic you need to look for.When you choose your bluest eye essay topics, you should be very clear about what your ultimate goal is going to be. For example, if you're looking for essay topics that will improve your writing skills, then you should choose topics that are related to your topic. If, on the other hand, you're just trying to find essay topics that will allow you to share a personal experience with others, then you can make it as personal as you want. The first step is to clearly define what you want to achieve and then determine which essay topics are going to be best for you.Besides the particular reason for writing an essay, it's also important to know what kinds of subjects are best for a particular range of reasons. One of the best reasons to learn about your topic is that you'll be able to avoid plagiarism. Plagiarism is something that happens every day, but one of the best ways to avoid it is to choose your topics carefully. A lot of people don't fully appreciate the importance of this, but it's really a good idea to remember when you're looking for essay topics.There are many options when it comes to essay topics. Some of them are great for the specific reason that they're related to your topic. However, some of them are excellent essay topics because they speak to a range of things that matter. Either way, it's important to decide what you want your essay to accomplish before you begin.You don't have to spend all your time thinking about what type o f essay topics you need to write. In fact, you may find that you've already written everything you need for the topic. If this is the case, you'll need to research the topic and find out what it's about.On the other hand, there are many different essay topics available online that you can use. The idea is to take a little time to look around and find the one that gives you the greatest variety of topics. By making a little effort and looking around, you'll be able to get the maximum exposure you can from your chosen topic.Besides the nature of the topic, the color of the eyes is another thing that you need to consider when you're considering essay topics. There are some topics that are appropriate for different types of people. There are topics that are more appropriate for writers, but there are topics that are more suited for more artistic types of individuals.The final piece of the puzzle when it comes to essay topics is the content. It's important to make sure that you create co ntent that you can use over again. By making sure that you have content for each section of the essay, you're ensuring that the essay doesn't start off boringly. You can also go as far as making your own content to ensure that you're constantly creating content.
Friday, July 3, 2020
Organization of Services Essay - 550 Words
Organization of Services (Essay Sample) Content: NameInstructorCourseDateOrganization of servicesService organization refers to an organization whose main concern is based on the general welfare of its members and that of the community, for example, the health service organizations. These organizations can be analyzed under the following areas;Governance responsibilityIn respect to the governance of organization of services, social services corners within their operation are one of their key objectives. They contain management framework that is aimed at giving strength and accountability in their management levels. These management levels include, regional local, and central levels (Funk). Most of these organizations of service are internationally based meaning that they offer their services to all parts of the world, for example, WHO. The goals and objective of such organizations seeks to improve the well being of people in the society, through the reduction of possible risks at all levels of their operations. For example, WHO seeks to promote the health lifestyle in all levels of health all over the world. Another important thing to note on the objective of these organizations is that they have gender integrated, as well as, age susceptible approaches aimed at facilitating community empowerment together.In the central level a service organization comes up with policies that are based within their principle area of operation, for example health, IT among others (Saraceno, and Soumitra Pathare). However, with an aim of these organizations serving their clients or the society their actions are centered on basic errands such as funding, and distribution of financial resource. The organizations also operate within the regional level where the social service agencies from these organizations are able to coordinate and come up with supportive services for communities in their respective territories. In particular, this means that the policies they come up with at these level facilities in the manag ement and deployment of networks locally. They also ensure that budgets of the help funds they provide are allocated to relevant community organizations. The agencies in the regional levels should also make sure that local populations take part in the services management and provision for those services.At the local level, organization of services and especially in the health and social services network are able to bring together major partners together with an aim of achieving a set goal. This is important strategy as it helps these organizations to share responsibility collectively among a population of an operational area (Funk). The health and social service organizations forms the basis of an integrated service provision ensuring that there is accessibility coordination and management of services for a certain population. The model of a service organization like the social and health services is based on stipulation, near to a living e... Organization of Services Essay - 550 Words Organization of Services (Essay Sample) Content: NameInstructorCourseDateOrganization of servicesService organization refers to an organization whose main concern is based on the general welfare of its members and that of the community, for example, the health service organizations. These organizations can be analyzed under the following areas;Governance responsibilityIn respect to the governance of organization of services, social services corners within their operation are one of their key objectives. They contain management framework that is aimed at giving strength and accountability in their management levels. These management levels include, regional local, and central levels (Funk). Most of these organizations of service are internationally based meaning that they offer their services to all parts of the world, for example, WHO. The goals and objective of such organizations seeks to improve the well being of people in the society, through the reduction of possible risks at all levels of their operations. For example, WHO seeks to promote the health lifestyle in all levels of health all over the world. Another important thing to note on the objective of these organizations is that they have gender integrated, as well as, age susceptible approaches aimed at facilitating community empowerment together.In the central level a service organization comes up with policies that are based within their principle area of operation, for example health, IT among others (Saraceno, and Soumitra Pathare). However, with an aim of these organizations serving their clients or the society their actions are centered on basic errands such as funding, and distribution of financial resource. The organizations also operate within the regional level where the social service agencies from these organizations are able to coordinate and come up with supportive services for communities in their respective territories. In particular, this means that the policies they come up with at these level facilities in the manag ement and deployment of networks locally. They also ensure that budgets of the help funds they provide are allocated to relevant community organizations. The agencies in the regional levels should also make sure that local populations take part in the services management and provision for those services.At the local level, organization of services and especially in the health and social services network are able to bring together major partners together with an aim of achieving a set goal. This is important strategy as it helps these organizations to share responsibility collectively among a population of an operational area (Funk). The health and social service organizations forms the basis of an integrated service provision ensuring that there is accessibility coordination and management of services for a certain population. The model of a service organization like the social and health services is based on stipulation, near to a living e...
Tuesday, May 26, 2020
Z B SOLUTIONS LTD - Business Plan - Free Essay Example
Sample details Pages: 6 Words: 1949 Downloads: 1 Date added: 2017/06/26 Category Business Essay Type Research paper Did you like this example? Z B SOLUTIONS LTD Business Plan Contents Executive Summary The Business Objectives Vision Mission Keys to Success Values Goals Services Marketing Strategy Pricing Strategy Competitive Edge Market research The Origins of Islamic Finance Islamic Finance Today The Future of Islamic Finance Competitor Research Conclusion Contact Us Executive Summary Z B SOLUTIONS LTD was created by its Director MR MUHAMMAD ZIA ASHRAF BUTT on 19/06/2014 to assist businesses to best manage their finances so as to increase productivity and make responsible decisions. As more and more businesses are interested in the idea of ethical investments; drawing them towards the idea of halal financing and Islamic banking; Z B Solutions Ltd will be available at hand to provide relevant solutions to the smaller businesses that are not actively targeted for these halal solutions. The aim of the business is to give small businesses the choice of finance solutions and provide these solutions at an economical rate so as to promote the importance and value that finances have within a business. Z B Solutions Ltd is ideally located in Manchester which is the entrepreneurial hub of the North. This means that the business can target the majority of SME businesses located in the vicinity. Director, MR MUHAMMAD ZIA ASHRAF BUTT aims to recruit professionals that will understand what means most to businesses locally in order to provide a service that is more than just a job. The Company will tailor its services to the needs of its customers and provide a personal service. Z B SOLUTIONS LTD will focus on providing accurate financial information, promoting innovation, reducing business risks, enhancing transparency and identifying business opportunities. The Company will aspire to satiate its customers with its knowledge and expertise. The Director aims to create close, long-term, mutually beneficial relationships with his customers. Donââ¬â¢t waste time! Our writers will create an original "Z B SOLUTIONS LTD Business Plan" essay for you Create order The Business Z B SOLUTIONS LTD was incorporated on the 19th of June 2014 and has been set up as a company limited in its shares, to provide financial risk analysis services to businesses in the locality. It is currently based at 13 HANNAH STREET, MANCHESTER, M12 5SN and another more suitable location will be considered in the near future so as to accommodate other employees. MR MUHAMMAD ZIA ASHRAF BUTT owns all the 100 shares of the Company at the present time. He founded the business after achieving the degree of Master of Arts with Merit, in Islamic Banking, Finance and Management, from the University of Gloucestershire, and gaining experience of working with other businesses. He has high expectations of the Company and expects to deliver quality services to its customers. Z B SOLUTIONS LTD currently employs only its director, but aims to have acquired a minimum of 5 other employees by third year operations. The business also currently enjoys a start-up capital of Ãâà £50,000 that h as been made available by Mr. Butt. Objectives Our Objectives are: To provide a specialist service for business that want to conduct their finances according to their religion. To create an innovative, friendly and determined working environment for employees. To build a solid client base through honest marketing and good reviews. To generate revenue per in line with inflation. To expand and change our services based on industry trends and customer needs. To provide employment opportunities within the local community. Vision At Z B SOLUTIONS LTD, we view to exceed our customersà ¢Ã¢â ¬Ã¢â ¢ expectations. Our consultancy will lift our customersà ¢Ã¢â ¬Ã¢â ¢ innovative ideas and will help them stand as improved businessmen. The plan is to develop a sustainable financial management companythat generates valuefor our customers.We want to double our customer base every year until year 3 at least. Z B SOLUTIONS LTD will offer comprehensive financial planning services to our customers, and we aim to employ more educated and certified staff, to be able to widen the range of services we provide. Mission The mission of Z B SOLUTIONS LTD is; To have a range of consultants with expertise in each business area. To start providing our services in the local area and expand to other areas after gaining a name and experience. To build a brand name for our company, promoting our à ¢Ã¢â ¬ÃÅ"honesty and excellenceà ¢Ã¢â ¬Ã¢â ¢ To continue to research into business trends and stay up to date with technological and legislation changes. Keys to Success The Keys to the Success of Z B SOLUTIONS LTD lie in the following: Maintaining customer satisfaction. Being accurate and honest. Providing online services for customers. Developing business visibility via different marketing methods. Concentrating on Quality of Service before Quantity. Values Z B SOLUTIONS LTD values its: Accountability Professional Service Excellence Leadership Integrity Respect Goals At Z B SOLUTIONS LTD, we want to grow and be successful. To do this, we have set ourselves some small goals. These are; To initially outsource administrative, and other work for which we do not have staff. (This will help us keep costs down, while we do not need the services of full time staff) To provide employment opportunities in the local area. This will ensure that we have the necessary expertise and resources to effectively provide a wider range of professional services. To change our marketing campaign with time and need. Services Z B SOLUTIONS LTD will provide the following services: Analysis and evaluation of the customersà ¢Ã¢â ¬Ã¢â ¢ current business operations and requirements. Examining any problems, relating to management of finances, within the customer business alongside the customer. Recommending solutions to better manage the organizationà ¢Ã¢â ¬Ã¢â ¢s finances with an aim to increase productivity. Producing a report for management, to show recommendations, their costs and benefits. Assisting the implementation of solutions and recommendations that have been agreed upon. Liaising with other financial service providers in order to ensure smooth completion of project and seamless hand off. Halal / Islamic Management and Financial Advice will be provided to those businesses wishing to follow the guidelines of the Islamic Shariah. The Company aims to increase its service provision to include other financial services so as to provide a more complete service to its customers and increase its competitive edge. This will be achieved through the recruitment of other skilled professionals. Marketing Strategy Our target market will be young and experienced SME businesses in Lancashire Z B SOLUTIONS LTD will market our services by: Advertising on The Yellow Pages, 192.com, Scoot.com and other such classified websites. Listing our business with all local business directories and associations Developing a brochure to be distributed to local businesses, key business leaders, at workshops, seminars and to potential customers. Becoming an active member of business and consulting associations. Networking with the local business community. Using personal social circle to help à ¢Ã¢â ¬ÃÅ"spread the wordà ¢Ã¢â ¬Ã¢â ¢. And, Developing a website highlighting key services and level of expertise. Pricing Strategy Z B SOLUTIONS LTD will adopt a penetrative pricing strategy initially so as to attract customers and to overcome the barrier that might be faced due to being a new business. Competitive Edge Although the recent financial crisis caused a lot of large consulting firms to downsize and many other businesses to shut down, the UK is now recovering from this crisis and a lot of new businesses have appeared which is causing an increase in competition and resulting in the increase to the threat posed to the business. In order to gain a good market share, Z B SOLUTIONS LTD will not only give its customers an expert service, tailored to their needs; but will also attract customers through a penetrative pricing strategy and an innovative niche approach to finances tailored to those who wish to manage their corporate finances in compliance with their religious legislation. Market Research Since Z B SOLUTIONS LTD specializes in the provision of services relating to Islamic Finance otherwise known as Sharia Compliant Finance (SCF), the director has researched the Islamic Finance sector, its history and future projection below. The Origins of Islamic Finance The idea of Islamic Finance first saw its origins developed between the eighth century and the twelfth century. It picked up the form of modern financing in the 1950s and 60à ¢Ã¢â ¬Ã¢â ¢s, when the subject of interest free banking was researched by authors such as Muhammad Uzair in 1955, Nejatullah Siddiqi in 1960à ¢Ã¢â ¬Ã¢â ¢s and Baqir Al-Sadr in the 70à ¢Ã¢â ¬Ã¢â ¢s. In 1963, Ahmad Elnagger undertook a pioneering effort to set up sharia compliant banking in a small town known as Mit Ghamr in Egypt, and this effort was closed down by the government in 1968. Although this effort was shut down, it had given birth to a new way of thinking and nine other banks had set up with the same idea in the country. The 1973 oil crisis and the à ¢Ã¢â ¬ÃÅ"October Warà ¢Ã¢â ¬Ã¢â ¢ assisted the development of this sector which led to the set-up of the Islamic Development Bank in 1975. This was set up to provide funding to projects within member countries. The Dubai Is lamic Bank in 1975 was the first bank to become a modern commercial bank, although it offered very basic products that were highly influenced by conventional financial products. In 1995, there were approximately 33 such banks worldwide that were government run, 40 Islamic private banks and 71 Islamic investment companies. 2008 saw the growth of the Islamic Banking system at a rate of 1pproximately 15% per annum, and according to the Global Islamic Financial Review, over the last 30 years, the Sharia-compliant finance sector has grown to $1.6trillion in assets. This banking sector has now be-come difficult to ignore even by the Non-Muslims with over 300 institutions in over 51 countries across the globe. According to Ernst Young, the 20 leading Islamic banks in the world have been growing at an astonishing rate of approximately 16% per annum in the last 3 years. This has attracted the attention of Muslim and nonà ¢Ã¢â ¬Ã¢â¬Å"Muslim investors worldwide. Islamic Finance Today According to à ¢Ã¢â ¬ÃÅ"The Economistà ¢Ã¢â ¬Ã¢â ¢, today an estimated 822 billion US dollarsà ¢Ã¢â ¬Ã¢â ¢ worth of Shari-ah compliant assets are managed worldwide and this banking sector is increasingly attracting Muslims and non-Muslims alike. As an example, Muslims make up a 5% of the UK population, yet the UK has more Sharia-compliant banks than any other Western country. This is because the social and political views in the UK and the West are becoming increasingly pro-Islamic Banking. Muslims may be interested in the idea of Islamic Banking and Finance so that they can be more compliant with their religious practices. However, non-Muslims have shown a great interest in Islamic Banking, not only because it has an aspect of social-responsibility which appeals to customers much in the same way as a green products would appeal to an environmentally conscious customer, but because the industry has grown rapidly and has the potential to tap into huge, previously untap ped, investor funds from Malaysia and the Gulf as well as Africa. Recently, at the 2013 World Islamic Economist Forum, David Cameron disclosed that he would like à ¢Ã¢â ¬Ã
âLondon to stand alongside Dubai and Kuala Lampur, as one of the great capitals of Islamic finance anywhere in the worldà ¢Ã¢â ¬Ã . This shows a promise for Islamic Banking related business to profit and succeed within the industry if the company is managed well. The Future of Islamic Finance As two of the largest Islamic finance markets; the countries of the Gulf and Malaysia, recover, a growing investor market is being realized with enough investment capital to make a huge difference. This will mean a further growth in the Islamic Banking and Finance market which will be quickly capitalized on by Z B SOLUTIONS LTD. Conclusion From the research above, it is evident that Z B SOLUTIONS LTD has a decent plan for business, in a growing sector that has further potential. Z B SOLUTIONS LTD also has a good strategy to be able to harness this potential and use it to grow the business for the financial betterment of its owners, and employees as well as the betterment of the economy and locality.
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